1836 Property Management on Renter's Liability Insurance or Tenant’s Insurance

1836 Property Management on Renter's Liability Insurance or Tenant’s Insurance

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1836 Property Management
1704 South Congress, Suite E,
Austin, Texas 78704
(512) 948-3935
http://1836propertymanagement.com/

Renter’s liability insurance and tenant’s insurance are two different things. But tenant’s insurance should be required. If it is not, that is a questionable practice. This is because the renter’s insurance covers the renter’s personal property. It does not cover your property. For an instance, if the tenant causes some damage, whether it is an accident or not, there is no coverage other than your landlord policy. So we at 1836 Property Management have employed renters liability insurance. Some of the leaders in our industry employed this as well. Just like your automobile, it’s pretty low-priced and affordable for every tenant to have. So for example, if there’s a kitchen fire, and it’s completely accidental, the property manager can actually file a claim on the tenant’s behalf and get your property repaired. You will not have to touch your landlord’s policy, and your premiums will not go up. Your risk will not go up as well, and we can get the repair started much more rapidly. So leading property managers in the industry are, of course, requiring renter’s insurance for the personal possessions of the tenant but it is also important to require renter’s liability insurance.

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