Cheap Car Insurance in Texas

Cheap Car Insurance in Texas

Cheap Auto Insurance Texas
https://www.cheapcarinsuranceco.com/car-insurance/texas.htm

Texas Minimum Auto Insurance Requirements
Nearly 20% of Texas drivers are riding around without insurance, so the state has made it illegal to drive without some form of financial responsibility. The easiest way to do this is to purchase liability insurance, for which the state has set minimum requirements. Of course, if you don’t want to purchase liability insurance you have several other options.

You can:

File a surety bond with your county clerk.
Deposit $55,000 to the county comptroller or county judge.
Register for self-insurance, which is only possible if you own more than 25 vehicles.
Purchasing liability insurance is cheaper than paying $55,000 and the majority of accident or damage claims will be paid for by the insurance company. Keep in mind that the minimum limit is only a starting place for your insurance needs. It’s a good idea to purchase more coverage, especially comprehensive, which covers damage from weather-related incidents. Texas has more hailstorms than any other state.

Bodily Injury Liability per person: $30,000
Bodily Injury Liability per accident: $60,000
Property Damage Liability: $25,000
The following amounts and policies are most common in Texas.

Bodily Injury Liability per person: $250,000
Bodily Injury Liability per accident: $500,000
Property Damage Liability: $25,000
Uninsured Motorist Bodily Injury per person: $25,000
Uninsured Motorist Bodily Injury per accident: $50,000
Personal Injury Protection: $2,500
Medical Payments: $2,000
Collision: $500 deductible
Comprehensive: $500 deductible