How much should a Public Adjuster charge to help you with your homeowners insurance claim?
What to watch out for? How to know if you are being ripped off by a public insurance adjuster?
Most public adjusters calculate their fees based on a percentage of your total claim, which gives them incentive to maximize your insurance payments. Fees vary across the country but, for example, an adjuster may charge 20 percent for a $20,000 to $30,000 loss and 10 percent to 12 percent for a loss over $100,000..
It’s better to hire a public adjuster early in the process in order to streamline your claim. It’s difficult for an adjuster to come in halfway or at the end of a claim and try to work backwards to assess the situation. A adjuster hired at the end of a claim to help squeeze out the remainder due could charge 25 percent because they still have to determine the value of the entire claim.