How to Get Cheaper Car Insurance – Unknown Secrect | DTC-UK | Driving Test UK

How to Get Cheaper Car Insurance – Unknown Secrect | DTC-UK | Driving Test UK In this video, I will tell you the secret of getting cheaper car insurance. However, before I start I must stress that it is very important that you tell the truth on the insurance application form. If you intentionally withhold information or try to deceive the insurance company your insurance will be invalid.

Insurance companies use a catalogue of facts to work out your premiums. This includes your age, where you live, driving experience, job title, where you park your car. The list goes on.
One of the easiest ways to save money is your job title.

Did you know that a music teacher would pay over £80 more than a teacher? This is because a music teacher is more likely to focus on listening to music whilst driving, hence more chance of being involved in an accident.

The insurance companies will charge a chef £98 more than a kitchen staff. This is because they are usually the last to leave, more tired and eager to get home.

If you are a full-time parent, say so. It could save you up to £300 compared to putting unemployed.
So, if your job has more than one title, insert variations till you find the cheapest. However, any job title must accurately describe your role or it could leave you open to prosecution.

Another way to save money on your car insurance is to put an experienced named driver on your policy. It is a crime to say that someone is the main driver if they are not. However putting them as a named driver is perfectly legal.

Putting an experienced named driver on your policy could save you hundreds of pounds.
The final tip going to give you is to shop around for car insurance at least 2 to 3 weeks before you need it. Leave it to the last minute and the insurance companies will charge you 3 to £400 just for the privilege.

This video is a useful tool for anyone attending a driving test at any Driving Test in the UK.

Driving Test UK can arrange an emergency last minute driving instructor with our “Driving Test Car Hire London” service.

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