Flood & Homeowners Insurance have been hot topics especially after last year’s flooding. Unfortunately, homebuyers & homeowners still don’t understand coverages and terminology which can cost thousands if an accident happens.
I interviewed a local insurance expert Susan Gonzalez to talk about the ins and outs of homeowners insurance.
Its interesting to know that until recently in the Houston area you couldn’t even get coverage unless you lived in the flood plane. Now FEMA is approving anyone who wants coverage for $450.00 per year. In this video Susan Gonzales, explains:
Why its a good idea to carry flood insurance especially in Harris county
Why you should check for previous claims on your new home;
The worst claims you can have and how they’ll effect your future insurance cover age;
Advice on deductibles and “must have” coverage.