What is the difference between motorcycle and auto insurance

What is the difference between motorcycle and auto insurance

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In New York there is one major difference between motorcycle insurance and auto insurance and that falls in the NYS No Fault Coverage or your Personal Injury Protection Coverage.

Auto Insurance policies in the state of New York have no fault coverage which means that no matter who is at fault in the accident your auto insurance is going to pay your medical bills.
See more about NYS No Fault Coverage here: https://youtu.be/S5NRKNfnMhk

On Motorcycle policies there is not no fault coverage so any medical coverage that you want to extend to you in the event of an accident, needs to be added via the Medical Payments Coverage limit.

Make sure you have the necessary coverage’s needed for a Motorcycle Policy in NY by contacting an independent insurance agent for a review.
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For more information on how you can save money on your insurance give us a call (315) 437-2983 or visit us https://www.crowleyinsurance.com/

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