You may be asking yourself, “Why do I need renters insurance?” Certified Restoration knows from e experience in dealing with disasters that it’s always better to be prepared, especially as a renter. Whether the cause is fire, water, or even lightning, renters insurance safeguards you against financial loss resulting from damage to your personal belongings. It will replace any of your damaged or destroyed property due to the disaster.
Also, if you are the victim of theft, having insurance will help replace your things, according to the specifics of your policy, even if they’re stolen from your car. If someone is injured in your home, in most cases you’ll be held accountable. Renters insurance can offer you protection should that person decide to pursue legal action against you.
Another benefit of renters insurance is that it covers the cost of temporary housing if the home you’re renting is being repaired due to water or fire loss. Each policy and situation is different. So ask your insurance agent about the variety of policies they offer and which is right for you. You’ll be surprised to find how little it costs.